It's exactly one month to Christmas and if you're still looking for a unique gift for someone that perhaps better captures the spirit of Christmas than socks or sweaters, why not consider a Kiva gift certificate?
Kiva is a non-profit organization that facilitates micro-loans to entrepreneurs in developing nations. They have some impressive stats backing them up AND the best part is that once the recipient(s) repays even a part of the loan you give them, you can turn around and make a loan to someone else.
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